Membership made easy

With advanced biometric facial verification, and the ability to submit proof of ID, we're offering you a safe and reliable way to become a member.

To qualify for membership of PCU you must be living or working within our "common bond" which consists of the following locations and surrounding areas: Baldoyle, Clontarf, Donabate, East Wall, Fairview, Glasnevin, Howth-Sutton, Portmarnock, Rush-Lusk, Skerries, Swords , and the greater Balbriggan area including Naul and Stamullen, Co. Meath.

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What you need to open a PCU account

The easiest way to join the Credit Union is to download our app and join online using your mobile phone or tablet. To become a member you will need the following documents:

  • Photo ID - valid passport or driver's licence.
  • Proof of Address - utility bill , bank statement or Government document dated within the last six months.
  • Your P.P.S. number on an official document.
  • €10.00 to lodge to the account plus €1.00 membership fee**

If you qualify by working within our Common Bond, please supply the three documents above and a letter from your employer on their headed paper.

*Please note you can also join in Branch by downloading and completing the membership application below and calling to any of our branches with the required documentation above.

** Membership fee applies to in-branch account set up only

To open an account for a minor under 16 you need to call to any of the branches with the following:

  • Passport or birth certificate for the child.
  • The child's P.P.S. number on an official document.
  • €10.00 to lodge into the account.

Plus the regular documentation for the parent opening the account.

  • Photo ID - valid passport or driver's licence.
  • Proof of Address - utility bill , bank statement or Government document dated within the last six months.

Please note: if your surname is different from your child's, their birth certificate WILL be required.

Benefits of Membership

Flexible & convenient loans up to €100,000

Free Life Insurance Scheme
(T&C's Apply)

We don't charge transaction fees for saving or borrowing with us

We assure a professional service at all times

We offer a range of additional member services

Online Banking and Mobile App available to our members

Surpluses returned to members

Apple Pay, Google Pay and Fitbit Pay available on Current Accounts

Join using your Phone

We’ve created an intelligent and secure method for you to become a member directly through your mobile phone. All you have to do is download our Mobile App to take full advantage of joining as you go.

Secure Facial Verification

We use advanced biometric facial technology to capture and verify who you are. Simply take a quick selfie and you’re done. This intuitive technology, ensures becoming a member is quicker than ever.

Reliable Identity Check

We’ve created a way for you to share proof of ID with us that’s both secure and reliable. As you progress with your application, you will be given an opportunity to show your ID there and then. There’s no waiting around.

Quick Online Access

Once your membership has been approved, we'll text you a temporary pin so you can have immediate access to your online account. You won’t have to worry about anything, we will do the rest.


In order to start your Online Membership journey, you will need to download our Mobile App. To download our app today please either click/scan the QR Code or go directly to the App Store or Google Play Store.

How to get started

Download our Mobile App

Make sure you have valid ID ready

Complete the form

Verify your Identity

Upload required documentation

Sit back and wait for us to review and approve your membership